Direct TopUp and Prepaid Pin Business Model

Industry diagram

Here is a diagram how the industry is organized:

A single Master Distributor or Carriers can add unlimited amount of Agents, Retailers, and Virtual Terminals (VT). Agents can be assigned specific demographics that are hard to reached or managed by the Master Distributor or Carriers. Agents can be made responsible for developing and serving their own Retailer network.

Agents are often used as substitutes for employees and is proven to be very cost effective. Agents similar to an employee can be assigned specific areas to manage and are normally compensated based on their sales volume. Agents work outside of the office, work longer hours and produce more results.

Retailers are the frontline of most consumer related sales. They welcome new products in their store that will help them to maximize their revenue stream without adding additional overhead. Just place you terminal or Kiosk in the existing retail stores and their customers are your potential customers.

Virtual Terminals (VT) are a great alternative to have in your arsenal. Just down the VT application on any PC or Mobile phone and you’re ready for business. This tool save the POS terminal and Kiosk cost and installation.